Health Insurance
Individuals, families, companies. Local or international coverage (Europe, Americas, Asia). Direct billing, no upfront payment.
- Wide care network
- Local claims, fast refunds
- Expat & diaspora options
Insurance that gets you. In Africa and beyond.
Health, travel, crops, cargo. Becotrac compares partner insurer solutions and guides you toward coverage that fits your profile — an advisor gets back to you within 24 hours.
Free quote in 2 minutes Human guidance A dedicated advisor
1 / 2 · Your quote in 3 steps
Which cover do you need?
Your data stays private. No commitment.
Our 4 covers
One firm. Four covers built for you.
Every product comes with a dedicated advisor who knows your industry.
Travel Insurance
Students, professionals, Schengen, pilgrimage. Medical fees, luggage, cancellation, 24/7 assistance.
- Schengen-compliant
- Worldwide medical assistance
- Online subscription
Parametric Insurance
Drought, floods, yield drops. Automatic payout triggered by verified climate data — no field assessment needed.
- No on-site claim check
- Fast payout on event
- Co-ops & agri SMEs
Cargo Insurance
Goods in import / export, transit, storage. Multimodal coverage across the full logistics chain.
- Sea, air, land
- Ad-valorem or floating policy
- Dedicated claims handling
Other solutionsBecotrac also handles other insurance families.
Motor, home, life, corporate liability, construction, credit, agriculture, aviation, marine and other specialized needs.
How it works
3 steps. No jargon.
We talk. We compare. You're covered. That's it.
01
You tell us.
In 2 minutes, share your need via the simulator or with an advisor.
02
We compare.
Our team reviews partner insurer offers and selects the most coherent solutions for your profile.
03
You're covered.
You pick. We handle paperwork, claims, and ongoing support.
Why Becotrac
30 years by your side. And we're just getting started.
We don't sell a policy. We walk with you — from signing to the last claim.
Defensive brokerage
We compare, negotiate and structure cover that truly protects your exposure.
Human follow-up
A real contact stays available for decisions, adjustments and claims.
Useful answers
We aim for clear, actionable decisions, not another vague promise.
30+ years
of insurance brokerage expertise
500+
projects successfully supported
5+ countries
of presence in West Africa
50+
partner insurers & reinsurers
Our partners
The best insurers, handpicked for you.
Our Europe branchContact BGS
A team in Europe. Your projects in Africa.
From Paris, BGS supports European companies and the diaspora who invest, settle or travel in West Africa. Same teams, same standards.
FR · EN interface
< 24 h response
CIMA + EU compliance
BGS EuropeParis
Entry point for European companies, the diaspora and projects connected to West Africa.
Becotrac (Re) AssurancesCotonou
Brokerage, health management and field follow-up team to secure local execution.
FAQ
What you often ask us.
No. Our fee is included in the premium by the insurer. You pay the same price as going direct — but you get our comparison and ongoing service.
Within 24 business hours for standard products. For complex risks (cargo, corporate parametric), allow 48–72 hours.
Yes. We operate in Benin, Togo, Ivory Coast, Senegal, and through BGS in Europe. Our health contracts can cover worldwide.
We are your single point of contact. We build the file, talk to the insurer, defend your payout. You're never alone.
Yes. Our tools and processes are compliant with CIMA and GDPR standards (for BGS Europe). Your info is never shared without your consent.
Ready to be well covered?
A free quote, a real human, and peace of mind.